Sorry it's been so long, the money saving has started again!

Sorry it's been ages, but the money saving site is back up and running as are the details of the best savings accounts, at present the best credit cards and free bank accounts aren't getting updated.  However you can post about them in the credit card forum or ask for help to find good deals :D

Paying to go to a money saving seminar... Doesn't that defeat the point?

I got an email today telling me I could learn to save money by spending the low low price of just $105...  This in my book defeats the purpose of money saving!

If the seminar was free to give out great money saving tips then I'd go!  But it's costly and with needing to save money that's silly!  There's plenty of free ideas and tips out there already and if you find doing all of them you've saved enough that you have $105 to go to one of these then you don't need to go to one!

I started to think to myself what I could earn in interest with the $105 and even with the low interest rates of the moment it's more than I think I and most other people would get out of a seminar.

Using this page:
http://money.saverscene.com.au/compare-the-best-interest-rates-for-instant-access-cash-savings/

and this page:
http://money.saverscene.com.au/compare-the-best-term-deposit-interest-rates/

I found out the best savings interest rates and I now know I could get at least 4% for 1 year on my savings of $105, a little more with creative rate chasing on the instant access cash up to 4.6% for 5 months.

Looking at the sums of 4% for 1 year if the interest is calculated daily that'd be an earning of $4.28 - I used the compound interest calculator to work it out: http://money.saverscene.com.au/compound-interest-calculator/ - Adding more money over the time would give even greater returns.  Start small and eventually you can save big!

Better yet if you've got debt pay off some of it with the $105! If you've got a credit card with an APR of 18% it could save you in a year around $20 if you were to pay the extra $105 off your credit card debt.  An even better saving!  Or if it's a credit card of about 30% you're looking at a saving around $37!

Money Saving Tip: Read the books you've got!

Sorry I've not been around on here a lot been posting mainly on the saver scene website.

Today I found myself on a book store website with 10 books in my cart, I then thought to myself I bet I've got 10 books on my book shelf I've not read.  Sure enough when I checked it I had more than 10.  Don't waste money on buying books if you've not read your other books.

Remember if you've got any great money saving tips we're trying to get to 1000 on Saver Scene Australia.

Know what days companies release their discount offers. Today: Jetstar

One way to save money is by taking advantage of offers and knowing what day certain companies offer discounts. 

On Fridays about 4pm Eastern Australian Time, or Eastern Australian Summer Time during daylight saving days Jetstar offer up the Friday Fare Frenzy deals to get discounts on cheap flights and are worth having a look, here's the latest offers:

http://www.saverscene.com.au/flights/7861-jetstar-%249-friday-frenzy-offers-hobart-melbourne-%2435-sydney-offers-3.html#post20386 -the latest flight deals from Jetstar for Friday Fare Frenzy, get cheap flights #Hobart #Sydney #Brisbane #Melbourne

Target get $10 off when you spend $50 or more.

A great offer from Target to get $10 off when you spend over $50, you can find the printable voucher coupon that you need to take with you to target:

http://www.saverscene.com.au/voucher-codes/13089-target-%2410-off-voucher-get-%2410-off-when-you-spend-%2450-more-until-4th-november.html

Voucher codes and printable coupons are a great way to save money and this one you should be able to print off as often as you like and go to different checkouts to spend $50+ each time and get $10 off.  Just try and group items as close to $50 as possible!

If you have any vouchers, coupons or discount codes please feel free to share them with others in Australia over on Saver Scene.

One of the best money saving tips is to pay off any debt, especially high credit card debt

Here's a great post from MrMoneyExpert on how to pay off your credit card debt and hopefully save you money, there's 6 tips from the original poster and a few added by other users:

http://www.saverscene.com.au/credit-cards/11738-how-pay-off-your-credit-card-cut-down-interest-rate-payments-money-saving-tip.html

If you have any good advice on money saving tips and paying off credit card or other debt please feel free to share it here or on SaverScene Australia.

regards
Gav.

Australian Saving accounts, best instant access, regular savings and term deposit interest rates.

One of the best ways to make money the most of your money and create a wage is by having your money in cash savings, obviously if you've got enough in cash savings and if interest rates keep going down it's worth looking at the stock market.  For those that are interested in the top interest rates head to the new money section over here: http://money.saverscene.com.au/ to find the latest offers for the best instant access, regular savings and term deposit interest rates.

I hope it helps you all save a bit of cash.

If you have any advice on saving extra money do feel free to share with everyone.